Independent researcher of Tashkent Financial Institute
Abstract. In the world, special attention is paid to scientific works aimed at improving the quality of bank assets, improving the system of its effective management and their support. In the improvement of the bank’s lending activities, the bank allocates loans to the extent of the borrower’s participation in the loaned investment projects, financing them with their own funds or other sources equivalent to them, the income received from investments in issuers’ debt securities, as well as repo agreements, and determining its rate when financing according to the term of the investment scientific research is being conducted on the issues. Factors affecting the quality of bank assets and their econometric analysis are scientifically justified in the article.
Keywords: bank asset quality, multifactor linear regression, multicollinearity, autocorrelation, homoscedasticity, coefficient of determination, econometric software.