Ortikov Uygun Davlatovich,
Tashkent Institute of Finance
PhD., Associate Professor of the Department of Bank accounting and audit,
E-mail: ortiqovuygun75@gmail.com,
0009-0000-1580-9687
Abstract: This article examines the role of investment portfolio management in the effective management of bank financial resources, the state of investment portfolios of commercial banks and their impact on asset liquidity. According to the research materials and methods, the definitions and opinions given by a number of foreign and domestic economists-scientists on the topic were studied, and the author explained their meaning. In addition, the article provides proposals and practical recommendations for the development of a draft regulatory legal document on the management of financial resources of commercial banks of the Republic of Uzbekistan, and the development of a program of measures aimed at managing assets in commercial banks. As a result of the research, ways to expand theoretical and practical knowledge of managing financial resources in commercial banks of our country, using convenient methods of their management, teaching subjects related to banking activities, preparing training programs, textbooks and training manuals in higher educational institutions in the fields of economics, at the same time, suggestions are made on issues of wide use as a resource for researchers conducting scientific research on the research topic. In particular, in the formation of digital assets in commercial banks, it is proposed to allow banks to participate in crypto-assets (tokens) in crypto-exchanges and to establish a crypto-depository in the structural structure of commercial banks.
Keywords: commercial banking, asset, liability, deposit, capital, financial resource management, financial resource, bank assets, digital assets, liquidity, investment portfolio, securities.