THE ROLE AND INFLUENCE OF FINANCIAL TECHNOLOGIES IN THE DEVELOPMENT OF THE FINANCIAL MARKET

IKROMOV NURIDDIN

 PhD IN REAL ESTATE  FINANCE, PROFESSOR AT CSU SACRAMENTO (SACRAMENTO, CA, U.S.A.) 

JIYANOVA NARGIZA ESANBOYEVNA

 PhD IN ECONOMICS PROFESSOR AT TASHKENT INSTITUTE OF FINANCE (TASHKENT, UZBEKISTAN)

Abstract: This article provides a brief overview of the financial technology (fintech) industry; describes the various types of fintech firms in existence today; describes how fintech differs from traditional financial services providers; highlights the opportunities that financial technology presents for consumers; and presents the current challenges associated with this industry, specifically as they relate to regulation of the financial services industry.

Keywords:  financial technology, financial markets, financial regulation, digital technologies,  fintech products

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