Pardayeva Zulfizar Alimovna,
Accounting department
Tashkent institute of finance
pardayevazulfizar978@gmail.com
ORCID: 0000-0003-1465-6548
Abstract. The article analyzes the role and importance of microfinance services in the economy, microfinance organizations and their role in financial support for small businesses and entrepreneurial activities, the current state of lending to business entities by microfinance organizations, the procedure for organizing microfinance services in commercial organizations. banks and analysis of its current state; in commercial banks, measures taken to improve microfinance services and trends in their changes compared to previous years were analyzed. The problems of commercial banks in providing microfinance services in past and current years have also been identified. The practice of microfinance in the Republic of Uzbekistan and recommendations aimed at its improvement are presented
Keywords: Microcredit, microloan, microleasing, microfinancing, non-bank credit organizations, leasing, microfinance organization, basic interest rate, credit policy, financial market, pawn shop