Independent researcher of Tashkent Institute of Finance
Abstract. In the world, special attention is being paid to scientific works aimed at improving crediting of small business entities based on innovations and their support. The collateral value of bank property in lending to small business entities is important in determining the market value for corporate securities, determining the acceptable value for government securities, providing collateral for purchased property, and classifying projects into environmental and social impact categories in lending to small business entities. scientific research is being conducted on the issues. The article analyzes the foreign experience of lending to small business entities based on innovations and innovative credit products, and the necessity of their development is scientifically justified.
Keywords: small business entities, banking service, banking product, innovative banking products, microfinance services.