Ergashev Aziz Avazkhon ugli,
Independent researcher, Tashkent Uzbekistan
Abstract. Technological innovations not only fundamentally change banking business models, but also enable banks to better comply with dynamically changing banking regulatory requirements. The term “RegTex” (English “RegTech” – regulatory technologies) generally refers to a new class of technologies that ensure easier, faster and more efficient compliance with regulatory requirements by financial market participants. Despite the fact that RegTex is often referred to as financial technology (Fin-tex) in the scientific literature, there is still no common understanding of this term, and this article analyzes the practice of applying “RegTex” financial technologies in the field of banking and finance.
Keywords: Keywords: technology, banking, financial efficiency