Raimov Khurshid Mukhtorovich,
Independent researcher at Tashkent State University of Economics
Email: raimovxurshid870@gmail.com
Tashkent, Uzbekistan
Abstract. This article provides feedback on the need to improve the quality of financial services of non-bank credit institutions in our country and on ways to improve the quality of financial services of non-bank credit institutions in our national economy by improving the theoretical foundations of their functional elements and their development. In particular, the development of the economy today is unthinkable without the financial market. At the same time, commercial banks are the main element of the national financial market, but the existing problems in the prospects for the development of non-bank credit organizations and their joint transformation from the most important elements of the financial market, as well as author’s approaches and proposals to overcome them are presented.
Keywords: non-bank credit organizations, microfinance, services of non-bank credit organizations, margin, loan, deposit, interest, interest-free income and expenses, license.