ENSURING THE FINANCIAL STABILITY OF COMMERCIAL BANKS: INTERNATIONAL EXPERIENCE, CHALLENGES, AND SOLUTIONS

Maksudova Saida Sakiyevna,
Independent Researcher at Tashkent Institute of Finance
Tashkent, Uzbekistan

 

Abstract. The financial stability of commercial banks is of great importance for the financial system of the whole country, for the country’s economy. As a rule, economic entities, organizations, state organizations, all legal entities, regardless of the form of ownership, keep their financial resources in commercial banks. In this article, the foreign practice of ensuring the financial stability of commercial banks is researched, in particular, the financial stability of the US banking system, which has the largest economy in the world, is analyzed and appropriate conclusions are drawn.

  Keywords: banking system, bankruptcy, venture capital, financial stability of commercial banks, bank charter capital, deposit insurance, bank shares, government bonds and mortgage securities, bank consortium, bank liquidity.

 

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